Hubbali-Dharwad is the combined name for the twin cities of Hubbali (or Hubli) and Dharwad in the south Indian state of Karnataka. Hubli-Dharwad forms the second-largest municipality and second largest city in Karnataka state after the capital city of Bengaluru.If you’d like to indulge in some shopping, here are some good shopping spots to check out in Hubbali-Dharwad.