When you are looking to buy car insurance, it is crucial that you are aware of the options available in the market. You should have a basic understanding of the plans offered by different insurance providers and know your insurance needs.When you compare car insurance between providers, you will be able to find the one with the best pricing for the coverage offered. When you avoid this step and buy the cheapest plan, you may pay less on annual premium. However, at the time of an accidental claim, you may have to pay a huge amount as voluntary deductible. So, you should be well aware of the policy coverage before agreeing to the terms and conditions.