Even if most people are aware of this, they can no longer give the money they took back, as there are all sorts of unexpected problems that can appear. For example, you can have an accident, and for a while, you are unable to work; of course, this will make it harder to pay certain expenses, as when you take out money, there is an interest rate that increases, which will make it harder for you to pay back what you have taken. Therefore, what can you do when you see yourself in such a situation?